Why some plan to opt out of new WA long-term care insurance

Washington workers have until Nov. 1 to opt out of the state’s long-term care program, which will help pay for nursing care and other support services for people who can no longer care for themselves. Opting out means not having to pay a 0.58% payroll tax, which is set to begin in January.

The Legislature approved the program in 2019, anticipating a crisis in which many aging Washingtonians won’t be able to afford nursing care or other support services they’ll eventually need. Starting in 2025, the program will allow Washingtonians to claim up to $36,500 to help pay for services such as a stay in a nursing home, visits from

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