Under the order, insurers must offer a minimum 45-day grace period for missed property and auto insurance payments and waive late fees and reinstatement fees.
TUMWATER, Wash. — Washington’s insurance commissioner has issued an emergency order aimed at protecting residents impacted by the ongoing atmospheric river and winter weather event, requiring insurers statewide to provide payment relief and temporarily halt cancellations and nonrenewals.
Under the order, insurers must offer a minimum 45-day grace period for missed property and auto insurance payments and waive late fees and reinstatement fees between Dec. 15, 2025, and Feb. 12, 2026.
Insurance companies are also prohibited from canceling property
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