When Gig Workers Are Murdered, Their Families Foot the Bill

The maze of policies and supplemental policies can get complicated quickly. First off, most personal auto insurance plans don’t cover workers when they’re driving for hire. Secondly, payouts vary based on the trip phase: Transporting passengers, traveling to pick them up, and waiting for a new ride can all come with different benefits. If a driver turns the app off to pick up a snack or use the bathroom, their work policy no longer applies. Some policies contain exclusions for certain circumstances, like physical assault. California’s Prop 22 mandates more coverage than laws in other states, including survivor benefits, but payouts

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